---
title: "CICO Pay | Merchant onboarding & card acceptanceIntroduce → Review → Accept → Operate."
url: "https://cicopay.co/"
description: "CICO Pay connects merchant onboarding, underwriting and card acceptance operations for US businesses. Explore the platform and talk to our team."
---

CICO PAY · MERCHANT PLATFORM

# Your business.*Payments, connected.*

From your first merchant conversation to card acceptance. CICO Pay connects onboarding, underwriting and payment operations for businesses in the United States.

[Talk to our team](<https://cicopay.co/#contact>)[Explore the platform](<https://cicopay.co/#platform>)

CICO PAYCONNECTED COMMERCE

Pay

- 01Your business

- 02Merchant review

- 03Card acceptance

- 04Operations

One connected merchant journey. Illustration of the platform experience.

PART OF THE CICO ECOSYSTEM[One connected financial system](<https://cico.cash/>)

Merchant onboardingUnderwriting & reviewCard acceptanceConnected operations

ONE MERCHANT JOURNEY

## A clearer path to accepting payments.

Bring the steps around card acceptance into one connected merchant relationship. Explore the journey from an introduction to ongoing operations.

Introduce → Review → Accept → Operate.01020304Introduce → Review → Accept → Operate.

01Introduce02Review03Accept04Operate

### Start with your business.

Tell us what you sell, where you operate and how you plan to accept payments. We start with your business model and the experience you want to offer.

[Talk about your business](<https://cicopay.co/#contact>)

### Make the requirements clear.

Merchant onboarding and underwriting establish the requirements for your business. Eligibility, requested information and acceptance arrangements are reviewed before activation.

[Discuss onboarding](<https://cicopay.co/#contact>)

### Connect the payment experience.

Plan your card acceptance setup around the way your customers buy. Our team will discuss the available arrangements and integration requirements for your business.

[Explore merchant needs](<https://cicopay.co/#businesses>)

### Keep the relationship connected.

Merchant operations continue beyond onboarding. Discuss your acceptance workflow, operational needs and the support arrangements that fit your business.

[Connect with the team](<https://cicopay.co/#contact>)

Illustrative merchant journey. Activation, available services and terms are subject to review and agreement.

BUILT AROUND YOUR BUSINESS

## Different businesses.
A connected approach.

Start with how you do business. We work through the acceptance requirements and the merchant experience with you.

### Selling online

Discuss your checkout experience, business model and integration needs with the CICO Pay team. Establish the acceptance arrangements before going live.

[Discuss online acceptance](<https://cicopay.co/#contact>)

### Serving customers in person

Connect your merchant conversation to the point of sale. Explore your acceptance needs alongside CICO’s broader commerce technology.

[Discuss your setup](<https://cicopay.co/#contact>)

### Building a merchant relationship

Bring your onboarding, underwriting and operational questions into one conversation. Our team can help define the next steps for your business.

[Meet CICO Pay](<https://cicopay.co/#contact>)

CONNECTED BY CICO

## Your merchant platform.
Part of something bigger.

CICO Pay is the merchant onboarding and card acceptance platform within the CICO financial technology ecosystem.

The wider ecosystem connects point-of-sale experiences, core banking, wallet technologies, virtual cards, gateway infrastructure, SPARK and remittance capabilities. Each serves a distinct purpose within a coordinated financial system.

For your business, the conversation starts here: your customers, your payment experience and your merchant requirements.

A FEW THINGS TO KNOW

## Clarity before you begin.

What is CICO Pay?

CICO Pay is CICO’s merchant platform for onboarding, underwriting and card acceptance operations in the United States.

How do I get started?

Use the form below to introduce your business and tell us how you want to accept payments. The team will follow up about the next steps and information needed for review.

Does an inquiry mean my business is approved?

No. Sending an inquiry starts a conversation. Merchant eligibility, acceptance arrangements and activation are subject to review and agreement.

Where can I find pricing and integration details?

Discuss your business model and requirements with the team. Pricing, supported arrangements and integration details will be provided for your proposed setup.

Is CICO Pay the same as Poste Pay?

They are distinct offerings. CICO Pay is the US merchant platform. Poste Pay is the digital experience of the Poste Cash service, including participating-bank transfers and online checkout.

LET’S CONNECT

## Your next chapter
starts with a conversation.

Tell us about your business and the payment experience you want to build. We’ll help you understand the next steps.

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